(September 2022)
This list identifies
endorsements by form number and title available to modify or attach to the
Insurance Services Office (ISO) Businessowners Coverage Form. It does not include any terrorism
endorsements or any state specific endorsements, changes, or amendments.
Related Article:
ISO Businessowners Program Available Endorsements and Their Uses
Place a checkmark beside
any endorsement you recommend be included.
BP 03 12–Windstorm or
Hail Percentage Deductibles
BP 04 01–Comprehensive
Business Liability Exclusion (All Hazards in Connection with Designated
Premises or Operations)
BP 04 02–Additional
Insured–Managers or Lessors of Premises
BP 04 04–Hired and Non-Owned
Auto Liability
BP 04 06–Additional
Insured–Controlling Interest
BP 04 07–Additional
Insured–State or Governmental Agency or Subdivision or Political
Subdivisions–Permits or Authorizations Relating to Premises
BP 04 08–Additional
Insured–Townhouse Associations
BP 04 09–Additional
Insured–Mortgagee, Assignee, or Receiver
BP 04 10–Additional
Insured–Owners or Other Interests from Whom Land Has Been Leased
BP 04 11–Additional
Insured–Co-Owner of Insured Premises
BP 04 12–Limitation of
Coverage to Designated Premises or Project
BP 04 13–Additional
Insured–Engineers, Architects, or Surveyors
BP 04 15–Spoilage
Coverage
BP 04 16–Additional
Insured–Lessor of Leased Equipment
BP 04
17–Employment-Related Practices Exclusion
BP 04
19–Amendment–Liquor Liability Exclusion–Exception for Scheduled Activities
BP 04 30–Protective
Safeguards
BP 04 31–Food
Contamination
BP 04
37–Exclusion–Personal and Advertising Injury
BP 04 38–Medical
Expenses–Exclusion
BP 04 39–Abuse or
Molestation Exclusion
BP 04 40–Coverage for
Injury to Leased Workers
BP 04 41–Business
Income Changes–Time Period
BP 04 46–Ordinance or
Law Coverage
BP 04 47–Additional
Insured–Vendors
BP 04 48–Additional
Insured–Designated Person or Organization
BP 04 49–Additional
Insured–Engineers, Architects, or Surveyors Not Engaged by the Named Insured
BP 04 50–Additional
Insured–Owners, Lessees, or Contractors–Scheduled Person or Organization (07 13
changes)
BP 04 51–Additional
Insured–Owners, Lessees, or Contractors–With Additional Insured Requirement in
Construction Contract
BP 04 52–Additional
Insured–State or Governmental Agency or Subdivision or Political
Subdivision–Permits or Authorizations (07 13 title change and other changes)
BP 04 53–Water Back-Up
and Sump Overflow
BP 04 54–Newly Acquired
Organizations
BP 04 55–Broadened
Coverage for Damage to Premises Rented to You
BP 04 56–Utility
Services–Direct Damage (07 13 change)
BP 04 57–Utility
Services–Time Element
BP 04 58–Business
Income and Extra Expense Coverage for Year 2000 Computer-Related and Other
Electronic Problems
BP 04 64–Year 2000
Computer-Related and Other Electronic Problems–Limited Coverage Options
BP 04
71–Exclusion–Volunteer Workers
BP 04 83–Removal of
Insurance-To-Value Provision
BP 04 84–Functional
Building Valuation
BP 04 85–Functional
Business Personal Property Valuation
BP 04 86–Vacancy
Changes
BP 04 87–Vacancy Permit
BP 04 88–Liquor
Liability
BP 04 89–Liquor
Liability Coverage
BP 04 90–Pollution
Exclusion–Limited Exception for a Short-Term Pollution Event
BP 04 91–Pollution
Exclusion–Limited Exception for Designated Pollutant(s)
BP 04 92–Total
Pollution Exclusion
BP 04 93–Total Pollution
Exclusion with a Building Heating Equipment Exception and a Hostile Fire
Exception
BP 04 94–Limited
Pollution Liability Extension
BP 04 97–Waiver of
Transfer of Rights of Recovery against Others to Us
BP 04 98–Employee
Benefits Liability Coverage
BP 04 99–Extended
Reporting Period for Employee Benefits Liability Coverage
BP 05 01–Calculation of
Premium
BP 05
17–Exclusion–Silica or Silica-Related Dust
BP 05 47–Computer Fraud
and Funds Transfer Fraud
BP 05
76–Changes–Limited Fungi Coverage
BP 05 77–Fungi or
Bacteria Exclusion (Liability)
BP 05 78–Limited Fungi
or Bacteria Coverage (Liability)
BP 05
89–Employment-Related Practices Liability Endorsement
BP 05 93–Loss of Rental
Value–Landlord as Designated Payee
BP 05 94–Electronic
Commerce (E-Commerce)
BP 05 95–Electronic
Data Liability–Limited Coverage
BP 05 96–Electronic
Data Liability–Broad Coverage
BP 05 97–Extended
Reporting Period for Electronic Data Liability–Broad Coverage
BP 05 98–Amendment of
Insured Contract Definition
BP 07 01–Contractors’
Installation, Tools, and Equipment Coverage
BP 07
02–Amendment–Aggregate Limits of Insurance (Per Project)
BP 07 03–Business
Liability Coverage–Property Damage Liability Deductible (Per-Claim Basis)
BP 07 04–Business
Liability Coverage–Property Damage Liability Deductible (Per-Occurrence Basis)
BP 07 07–Business
Liability Coverage–Amendment of Liability and Medical Expenses Limits of
Insurance
BP 07 08–Pesticide or
Herbicide Applicator–Limited Pollution Coverage
BP 07 10–Motels
BP 07
11–Motel–Liability for Guests’ Property in Safe Deposit Boxes
BP 07 12–Self-Storage
Facilities
BP 07 75–Apartment
Buildings
BP 07 76–Apartment
Buildings–Liability for Loss or Damage to Tenants' Auto (Legal Liability
Coverage)
BP 07 77–Fine Arts Coverage
BP 07 78–Restaurants
BP 07
79–Restaurants–Loss or Damage to Customers' Autos (Legal Liability Coverage
BP 07 81–Residential
Cleaning Services
BP 07 83–Photography
BP 07
84–Photography–Makeup and Hairstyling
BP 07
87–Photography–Amendment of Coverage Territory for “Photographic
Equipment”–Worldwide Coverage
BP 08 01–Barber Shops
and Hair Salons Professional Liability
BP 08 02–Funeral Directors
Professional Liability
BP 08 03–Optical and
Hearing Aid Establishments
BP 08 04–Printers
Errors and Omissions Liability
BP 08 05–Veterinarians
Professional Liability
BP 08
06–Pharmacists–Broad Coverage
BP 08 07–Pharmacists
BP 08 09 Beauty Salons
Professional Liability
BP 10 03–Earthquake
BP 10 05–Exclusion–Year
2000 Computer-Related and Other Electronic Problems
BP 10 06–Exclusion–Year
2000 Computer-Related and Other Electronic Problems (Products-Completed
Operations Hazard)
BP 10 07–Exclusion–Year
2000 Computer-Related and Other Electronic Problems–With Exception for Bodily
Injury on Your Premises
BP 10 08–Year 2000
Computer-Related and Other Electronic Problems–Exclusion of Specified Coverages
for Designated Locations, Operations, Products, or Services
BP 10 09–Named Perils
BP 10 10–Sprinkler
Leakage–Earthquake Extension
BP 10 11–Earthquake and
Volcanic Action (Sub-Limit)
BP 10 79–Flood Coverage
BP 10 80– Off-Premises
Interruption Of Business - Vehicles And Mobile
Equipment
BP 12 01–Businessowners
Policy Changes
BP 12 02–Fire Department
Service Contract
BP 12 03–Loss Payable
Provisions
BP 12 31–Additional
Insured–Building Owner
BP 14 01–Identity Fraud
Expense Coverage
BP 14 02–Additional
Insured–Owners, Lessees, Or Contractors–Completed Operations
BP 14 03–Theft of
Clients' Property Coverage
BP 14 04–Windstorm or
Hail Losses to Roof Surfacing–Actual Cash Value Loss Settlement
BP 14 05–Additional
Insured–Grantor of Franchise
BP 14 06–Business
Income, Extra Expense, and Related Coverages Limit Of
Insurance
BP 14 07–Business
Income and Extra Expense–Revised Period of Indemnity
BP 14
08–Exclusion–Exterior Insulation and Finish Systems
BP 14 09–Debris Removal
Additional Insurance
BP 14 10–Brands and
Labels
BP 14 11–Abuse Or Molestation Exclusion–Specified Services
BP 14
12–Exclusion–Erroneous Delivery or Mixture and Resulting Failure of Seed to
Germinate–Seed Merchants
BP 14 13–Seed
Merchants–Coverage for Erroneous Delivery or Mixture (Resulting Failure of Seed
to Germinate Not Included)
BP 14 14–Seed
Merchants–Coverage for Erroneous Delivery or Mixture and Resulting Failure of
Seed to Germinate
BP 14 15–Limited
Exclusion–Personal and Advertising Injury–Lawyers
BP 14 16–Snowplow
Products–Completed Operations Hazard Coverage
BP 14 17–Designated
Location(s) General Aggregate Limit
BP 14 18–Designated
Construction Project(s) General Aggregate Limit
BP 14
19–Exclusion–Damage to Work Performed by Subcontractors on Your Behalf
BP 14
20–Exclusion–Damage To Work Performed By
Subcontractors On Your Behalf–Designated Sites or Operations (01 10 addition)
BP 14 21–Exclusion–Designated
Work
BP 14
22–Exclusion–Products-Completed Operations Hazard
BP 14 23–Exclusion–Designated
Products
BP 14 30–Discretionary
Payroll Expense
BP 14 75–Increased Cost
of Loss and Related Expenses for Green Upgrades
BP 14 78–Exclusion of
Loss Due to By-Products of Production or Processing Operations (Rental
Properties)
BP 14 79–Specified
Business Personal Property Temporarily Away from Premises
BP 14 80–Higher Limits
BP 14 81–Limitations on Coverage for Roof
Surfacing
BP 14 82–Increase in
Rebuilding Expenses following Disaster (Additional Expense Coverage on Annual
Aggregate Basis)
BP 14 83–Employee
Dishonesty–Named Employee(s)
BP 14 84–Windstorm or
Hail Exclusion
BP 14 86–Communicable
Disease Exclusion
BP 14 87–Additional
Insured–Owners, Lessees, or Contractors–with Additional Insured Requirement for
Other Parties in Construction Contract
BP 14 88–Primary and
Noncontributory–Other Insurance Condition
BP 14 89–Liquor
Liability Coverage–Bring Your Own Alcohol Establishments
BP 14 91–Amendment of
Personal and Advertising Injury Definition
BP 15
04–Exclusion-Access or Disclosure of Confidential or Personal Information &
Data-Related Liability-With Limited Bodily Injury Exception
BP 15
05–Exclusion-Access or Disclosure of Confidential or Personal Information &
Data-Related Liability-Limited Bodily Injury Exception Not Included
BP 15
06–Exclusion-Access or Disclosure of Confidential or Personal Information
(Personal & Advertising Injury Only)
BP 15 07–Information
Security Protection Endorsement
BP 15 08–Payment Card
Industry (PCI)-Provide Coverage for Defense Expenses & Fines or Penalties
BP 15 10–Provide
Coverage for Dishonest, Malicious or Fraudulent Acts Committed by Employees
BP 15
11–Exclusion – Unmanned Aircraft
BP 15
12–Limited Coverage for Designated Unmanned Aircraft
BP 15 30–Cannabis Property Exclusion
BP 15 31–Cannabis Property Exclusion with Hemp
Exception
BP 15 32–Cannabis Liability Exclusion
BP 15 33–Cannabis Liability Exclusion with Hemp
Exception
BP 15 34–Cannabis Liability Exclusion with Hemp
and Lessors Risk Exemptions BP 17 01–Condominium Association Coverage
BP 17 02–Condominium Commercial
Unit-Owners Coverage
BP 17 03–Condominium
Commercial Unit-Owners Optional Coverages
BP 17 24–Condominiums,
Co-Ops, Associations–Directors and Officers Liability Endorsement